Insurance Tips for California High Risk Area

You can build up your home’s resistance to fire.

(NAPSI)—It’s a huge irony—those who live in the most wildfire prone areas are shunned by private insurance companies and relegated to rely on the state-subsidized California Fair Plan. This basic Fair Plan, in most cases, will not rebuild a home back to its former glory, yet more than 200,000 homeowners depend on it. Fair Plan covers only up to $2.7M and that’s based on when a place was built; that cost could be double today. This is exacerbated by the fact that if you buy a wrap-around policy, it usually doesn’t cover fire.